Terms of use

Tobias Personal Finance is a private, non-commercial read-only financial-analysis pilot for Tobias Kocur's own accounts.

Permitted use

The application may access only accounts explicitly authorised and linked by their owner. It is not offered to third parties and must not be used to access another person's account information.

No payments or trading

The application does not initiate payments, transfers, orders, trades or changes to financial products. It does not provide regulated investment, tax or legal advice. Any financial decision remains the owner's responsibility.

Availability and consent

The pilot is provided as-is for personal use. The owner may stop using it and revoke bank-data access at any time through the relevant bank or consent-management flow.

Contact

Questions about this pilot can be sent to hi@tobiaskocur.com.